Travel Insurance – Looking After Your Possessions




It is estimated that Britons will make more than 70m trips abroad this year, a great deal of which are likely to be underinsured if insured at all. Whether you are planning a year long backpacking adventure around Asia or a weekend break in Paris, adequate travel insurance is a must. First and foremost you should have a policy that covers any medical expenses that you may incur abroad. Following this you should get cover for your luggage, possessions and money. Having insurance provides you with a safety net should anything go wrong, what it will not do is prevent any problems; this is entirely in your own hands. How protective and vigilant you will have to be will of course depend highly on where you are and the nature of your holiday. Ensuring you take the following procedures, no matter where you are holidaying, should help keep your possessions safe. Chances are the most important thing you will take with you on any trip outside of the UK is your passport, for this reason it should always be kept safe and about your person. It’s always a good idea to keep a photocopy of the photo page back at your accommodation or in your luggage. Anything of sentimental or monetary value that is not essential should be left at home; otherwise it should not be flashed about or left unattended. Cash is one of the easiest things for thieves to steal and one of the hardest for you to recover, as many insurance policies do not cover it. For this reason special care of it should be taken when out an about. Firstly, don’t store all your cash in one place, not even in one pocket; if you are mugged or pick pocketed all will be lost. If you are travelling with luggage for long journeys, as is often the case with backpackers, then it’s important to try and keep a close eye on your belongings when they are not on you. Avoid stowing backpacks on overhead racks or under seats and on buses try to get a seat near to where you bag was stored. There is a large variety of security options and locks on the market, but for the most part a simple sturdy padlock should be enough to deter thieves. As mentioned having adequate travel insurance cover will help recoup any losses experienced abroad, so holiday insurance is highly recommended. Regardless of what your journey will entail it is easy enough to find cheap travel insurance with countless policies on offer.

Filed under : Cheap Travel

Backpacking is Hiking and Camping Combined




Backpacking is the happy marriage of camping and hiking. It involves hiking and camping because you are walking a trip that will span more than one day. Everything you need for the trip is carried in your pack. The supplies typically include the necessary water, food and shelter. A trip of this nature can offer participants a way to see pieces of nature they would not be able to see any other way. Many of the sights are simply not accessible via anything but by foot. Most try to respect nature as much as they enjoy it. Keeping to trails, not littering and taking nothing but photographs are all part of a certain code of the wilderness.

Backpacking does involve more equipment than a simple day long hike would. Packs must contain enough water, food and shelter to last the duration of the trip and then some. The trick is to have everything necessary in as light a pack as possible. Lighter packs are simply easier and safer to carry than heavier ones. It is a constant balancing act between weight and utility. Water is an item that is absolutely necessary. A water supply for a long trip can be incredibly heavy to carry. For long trips, backpackers may depend on getting water from a lake or spring. This plan should also include some kind of water purification method such as boiling or chemical purification tablets.

Food for a backpacking trip can take a variety of forms. Some pack food items. Some catch and prepare fish. If food is packed and brought along, it should have high energy content and be non perishable and light in weight. Energy bars and trail mix are common choices. There are also foods designed specifically for this activity. Those who choose to catch and prepare the food need to plan ahead to bring the supplies necessary to cook the meal. Small stoves and other cooking utensils have been designed to be portable, light and easy to transport on an outdoor adventure.

When embarking on a backpacking trip, it is important to rely on common sense. Planning should go into where to go, how to get there and what to bring along. The weather forecast should be consulted and clothing should be planned accordingly. Perhaps, most importantly, backpackers should listen to their sense of intuition while on a trip. If a compelling reason presents itself, no one should be reluctant to turn back even before the ultimate destination is reached.

Copyright: Byron Tabor. All Rights Reserved Worldwide.

Filed under : Backpacker

Discount Airline Ticket and Airfare Specials – Too Good To Be True?




Is there such a thing as a discount airline ticket? Cheap business class tickets or other air fare specials, everyone wants to book flights cheap, but make sure you do not rush into the first great deal?
Finding airline ticket offers for a bargain can seem a mighty challenge and sometimes impossible. However for the discerning ticket hunter there are indeed some innovative ways that clever shoppers can find really fantastic deals on a cheap online flight booking and if you use the same formulae for other ticket needs such as west end shows, broadway shows and sports tickets.
Getting back to cheap airline tickets, a great place to hunt is online, airline ticket agencies are in abundance. However do not think your travel agent does not have some great deals as well plus you will get the human touch and maybe even a cup of coffee. Depending on your time shopping on the internet should generally yield better results in a much shorter time. Air fare specials are in abundance if you know where to look.
There are numerous travel clubs and discount travel organizations who will try and find you the best prices on airline ticket specials, while providing the customer, the king (that’s you, by the way) the convenience of a one stop shopping portal. Some also offer very generous rebooking possibilities and discounted travel insurance. Hopefully you will find yourself a great deal, I have known people who have ended up with a business class ticket less than 100 dollars. Also consider an airline ticket auction, but do not get carried away!
Before you start make sure you plan your plan and then work your plan. Thoses who fail to plan, plan to fail! I would suggest you go to the airlines first. This is one of the keys to success. Some of the airlines lets you receive late flight deals online or by email and most airlines offer weekly specials that could give you travel specials, dramatically reduced discounted tickets even for a business class ticket.
Other benefits of going directly to the airline website are that they will of course mort certainly allow you to count your flight for airline miles for their airline ticket specials. Always keep your eyes open for third party sites that offer really good deals and can add to the savings you have already found.All the add on such as worldwide travel insurance, travel and hotel for example could be to be much cheaper by them.
Here are some key concept strategies that you can use to ensure the best deals on air fare specials. Firstly and most importantly is that you do your research well in advance. Many people think wait until the last monet to book a discount airline ticket well booking as early as possible is vital to get the best price.
Also if you wait until the last moment it is very possible the flight is sold out . It just requires good timing and some patience. Make sure you remain patient while finding the best deal.
Another thing to remember is very often it is all about timing. To find great deals on flights is to know when to shop for airline ticket specials. Different companies vary in their sales and marketing techniques. For instance some airline companies have their sale beginning on Sunday night. Therefore Monday morning as early as possible is a great time to find airline ticket offers at the very best price. Plane ticket prices can vary considerably based on your flexibility of when you can leave.
Summing up all this information remember to stay organized and patient. There are many emotions and considerations you need to make. Either way whatever you are planning whether it is a worldwide trip or just a local couple of days holiday make sure you enjoy yourselves.
You can also use these techniques to book cheap theatre tickets in London, a discount broadway ticket or concert tickets online. Now you know the pitfalls and pluses, the sky really is the limit!

Filed under : Airline Travel

Disabled Holidaymakers Told to Check Travel Insurance




Disabled holidaymakers have been advised to check their travel insurance to make sure it covers key areas. Brian Seaman, head of consultancy at Tourism for All, said individuals with a disability should ensure they have enough medication with them to last the trip and to check any accommodation they plan to stay in has sufficient facilities to cover their needs.He noted: “You may need to ask a few questions about the facilities; even if it says it is accessible you should find out whether it meets your particular needs.” New European legislation is coming into force from July this year that means airports will now be responsible for meeting the needs of disabled travellers as approximately two million disabled passengers use UK airports each year.Furthermore, a recent survey carried out by Leonard Cheshire Disability found that 37 per cent of disabled passengers have experienced negative attitudes from airport staff and those onboard flights. In other news, charity for the elderly, Age Concern, has reported that the inability to find cheap travel insurance for pensioners has been called “ageism” by one newspaper columnist. Writing earlier this month in the Guardian, Jackie Ashley called on the government to tackle the problem of prejudice against the elderly.Ms Ashley cited the opinion of one Age Concern campaigner on the issue of travel insurance for pensioners, saying: “The effect of insurance companies refusing even to give a quote to elderly people is like walking along the high street and finding eight out of ten shops with a sign reading ‘no old people here’.”Rather than searching for travel insurance, another article in the Guardian has revealed that many British pensioners may soon be “exploiting a tax loophole” by transferring their retirement pots abroad. Retiring overseas rather than simply holidaying there could cost the UK taxpayer hundreds of millions of pounds as wealthy pensioners escape paying British tax rates.Age Concern is the banner title used by a number of charitable organisations (NGOs) specifically concerned with the needs and interests of all older people – those over the age of 50 – based chiefly in the United Kingdom. In addition to providing practical support to individuals, Age Concern campaigns on issues such as age discrimination and pensions, and works to influence public opinion and government policy about older people.Numerous Age Concern organisations have been established throughout the UK, working at national and local levels. At the national level, four Age Concern organisations cover England, Scotland, Wales and Northern Ireland. Local Age Concerns vary from small village groups to countywide organisations. In England, over 370 of the individual charities are members of a national federation. Although each is a separate registered charity working under the Age Concern banner, the federation allows members to collaborate at local, regional and national levels, to share resources, expertise and influenceAge Concern’s origins are British and can be traced back to a realisation in that country of the effects on aged people of the second world war; the dislocation and breakdown of family life arising out of conscription led to a recognition that existing poor laws failed to provide effective support for old people separated from family support networks.In 1940, the Old People’s Welfare Committee (OPWC), chaired by Eleanor Rathbone, was formed as a forum for discussion between government and voluntary organisations. OPWC was a sub-committee of Liverpool Personal Service Society (PSS). In 1944, the committee changed its name to the National Old People’s Welfare Committee (NOPWC), and took on responsibility for coordinating the activities of numerous local OPWCs.

Filed under : Cheap Travel

Backpacking around Vietnam




The coastal road that runs all the way from Ho Chi Minh City in the far south of Vietnam right to Hanoi, the northern capital, is quite flat and ideal for mountain biking. No wonder then that so many groups of young explorers set off on mountain bikes for extended journeys across the length of Vietnam.Places to stay along the way include the historical town of Hue with its famous cooking schools, and Hoi An, a world heritage listed place that sparkles of an evening under the glow of an infinite number of lanterns. The limestone cliffs of Halong Bay are off shore and therefore off limits to cyclists. The streets of Hanoi however are a cyclist’s dream with their slow moving traffic and interesting lakes. Once in the national capital a number of very low budget accommodations can be found, for less than US$5 per night, per person. They are not all hardcore backpacker hostels, either.Hotel guest rooms in Vietnam are very cheap so there often isn’t a strong need to take out dormitory style accommodation just to save money. On the contrary, a single or double room in an atmospheric and clean hotel will probably cost no more than one or two dollars more than a bed in a dormitory holding ten or more people. During the wet season prices drop even further and great discounts can be arranged with simple negotiation and at all times of the year payments for food and lodgings can be made in the dong, which is the local currency, or the American dollar. Small denomination American dollar notes will go a long way in Vietnam and they are very handy for tipping.How much does Vietnam cost per day? Lying on the beach costs nothing and there are plenty of people who are happy to stay at a heritage site like Hoi An and cycle each morning to the nearby beach, where elephants sometime swim in the water. Lunch can be had on the beach for no more than a dollar or two. Of an evening, a bowl of pho and some beers will cost no more than five dollars in total.Accommodation in a bungalow in a town like Hoi An can be found for around US$5 but for around double that amount some very fine accommodations can be found in an air conditioned hotel with television and fridge. Most backpackers though would not be passing through Vietnam looking for those kinds of comforts. It’s enough for most visitors to secure something cheap and comfortable.A lot of backpackers choose Vietnam as their most preferred Southeast Asian destination. They recommend it for its lack of crowds and persistently low prices. Even though a boom in tourism started in the 1990s the hectic scenes of Thailand have never eventuated in Vietnam. Vietnam has a similar vibe to Laos, but is a bit larger and offers a bit more diversity of experiences.The beaches are superb, and some of the landscapes are quite amazing. Few people venture further north out of Hanoi but those who do discover the delights of the Sapa region and its fascinating hill tribe peoples. In general, all parts of Vietnam are full of friendly and outgoing people but the northern regions are particularly laid back and welcoming. Motorcycle tours are another popular backpacker choice. Rental are available in Ho Chi Minh City and people tend to head north quite quickly rather than exploring the Mekong Delta, which is south of the city formerly known as Saigon. Conditions are ideal for motorcycle touring with sealed roads and plenty of roadside assistance in the form of well-trained mechanics for the length of most journeys.Chinese New Year for Vietnam travel is a very busy period in Vietnam and really marks the height of the backpacker year here. Prices can be a little more at this time but there are still more than enough beds and rooms to go around. Some backpackers prefer to come to Vietnam towards the middle of the year but this may conflict with the wild weather of the wet season.Budget flights into Hanoi or Ho Chi Minh City are readily available and most of the regional carriers offer special prices throughout the year. Bangkok Airways is one of the many airlines that fly between the two capitals and this is a good option for travellers who are short on time as well as cash.

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Filed under : Backpacker

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